As a Miami car accident attorney, I work diligently to protect my clients’ rights and to ensure that they are not taken advantage of by an insurance company. In order to make money and increase their profits, insurance companies try to limit what they pay out in accident claims. This can result in necessary medical procedures being denied, lost wages not being factored in, and low-ball settlement offers. My job is to make sure this doesn’t happen to my clients, and a recent settlement demonstrates just how important having an attorney is.
Accident Settlement of $92,000
After the accident, my client’s insurance company paid $10,000 out of their personal injury protection (PIP) coverage. This went toward paying my client’s immediate medical bills, and the $92,000 settlement was in addition to the PIP coverage.
My client was hit by a Florida taxi driver who was carrying the required $125,000 in bodily injury coverage. This is a legal requirement of all taxis operating in the state, even though this is not required of drivers in general. As a result, there is a greater opportunity to recover financial damages if you are struck by a taxi driver who is proven to be negligent and therefore responsible for the crash. If you or someone you know has been injured in a car collision, I encourage you to call my office and schedule a consultation.
Hot Tip: Immediately following the accident, my client was transported to the hospital in an ambulance. If you are in an accident, it is critical that you be examined by a doctor immediately.
Your Injuries Matter
The types of injuries you sustain during a car crash have a significant impact on the eventual value of the resulting claim. A few minor scrapes and bruises, for example, will not result in serious financial damages, whereas internal bleeding, a back injury, or broken bones will.
In this particular case, my client suffered from a herniated disc. In order to treat his condition, he ended up receiving physical therapy on a regular basis but did not need to have injections or spinal surgery. Contrary to popular belief, you do not need to have suffered catastrophic or devastating injuries to receive a large settlement. This case is a perfect example of how working with a skilled attorney can maximize the overall value of your claim.
For example, as an attorney, I need to have a general understanding of the medical conditions my clients suffer from, so I can explain their implications in court. In this particular case, it was important to be able to convey the nuances between a herniated disc and a bulging disc. In some cases, people begin with a bulging disc, but when the disc is no longer contained due to a rupture or tear, it becomes herniated and some of the gel substance surrounding it may leak into the spinal cord. This is a far more significant issue and a clear example of why any attorney who represents you needs to have an understanding of medical conditions commonly associated with car accidents.
We Settled Outside of Court
If you are worried about needing to go to court, don’t be. As a Miami car accident attorney, I always start by negotiating with the insurance company. In some cases, they give a fair offer and we settle. In this particular situation, their first offer was not equitable, so it was denied, and I proceeded with preparing for trial. However, the door for dialogue was left open, and they ended up offering a fair settlement offer that my client accepted, eliminating the need to go to court.
It is important to remember that the insurance company does not want to pay for court fees either. If they can settle outside of court, they can often save money. However, they need to know that you are willing to escalate the situation because if you are not, there is no need for them to give you a better offer.
As an attorney, one of the tools I have at my disposal is filing a proposal for settlement. This strategy is listed in the Florida Rule of Civil Procedure 1.442, and it is important because if the other party refuses to settle and a judgment is later issued, it is possible to recover attorneys’ fees in addition to the actual judgment. I use this strategy because, as I typically work on contingency, I receive a percentage of the total settlement that my client receives. This is one way to have the negligent party pay for some of those fees instead.
The Fine Print
As a Miami accident attorney, I fight hard for my clients, ensuring that their rights are protected and that they receive a fair settlement offer. In this situation, my client received a $92,000 settlement, a portion of which paid for medical expenses, case costs, and attorneys’ fees. This is a recent example of how my clients benefit from my services, but I cannot guarantee that you will receive a settlement like this for your case. What I can guarantee is that I will fight just as hard for you as I did for this client. To discuss your case, call and schedule a free consultation.
17295 NE 19th Ave
North Miami Beach, FL 33162