Many states require you to file a report after being in an accident. Here are answers to some of the more frequently asked questions drivers have after being in a car wreck in Florida:
Am I supposed to call the police?
Yes, you should call 911 after an accident, and they will send an officer out to meet with you, assess what happened, and write an accident report.
Do all accidents have to be reported?
No. If you are in a minor accident and there was no real damage, you don’t have to report it. However, if anyone was hurt or died, it must be reported. Additionally, if there were more than $500 in damages, the accident must be reported.
Can I wait to file the report?
You aren’t supposed to. Legally, an accident report should be filed either immediately or as soon as possible. This is much easier to do if you call 911 after your wreck. By “orally” reporting it, officers will come to the accident scene, investigate the crash, and complete their own report. This is to your advantage because if they don’t come out and investigate, you have to file a written report, which is just more paperwork to worry about. This written report has to be filed within ten days with the Florida Highway Safety and Motor Vehicle Administration.
When should I call my insurance company?
Typically, you want to call them right away so that you can open a claim as soon as possible. For help doing so, call my office. This is to your benefit because they will provide you with a claim number that you can use when receiving medical care or having your vehicle fixed. By working with the insurance company early on, you can keep more money in your pocket. Just be sure not to admit fault when speaking with them or anyone else.
Do I need to hire an attorney?
If you were injured in a car accident it is wise to do so. In Florida, each driver is required to carry personal injury protection (PIP) insurance, so your own insurance policy is going to pay for your initial medical bills and vehicle repairs. The challenge is that PIP insurance is often not enough to take care of all of your current and future bills.
In a situation like this, it is important to investigate the option of filing a lawsuit, and as an attorney, I can help you do so. Identifying your best route forward requires careful examination of the circumstances surrounding your accident. To discuss yours in detail, call and schedule a consultation.
17295 NE 19th Ave
North Miami Beach, FL 33162