As a vibrant urban center on the U.S. East Coast, Miami plays a vital role in American commerce. As a result, Miami’s streets and highways support intense truck traffic throughout the year. In an ideal world, everyone would drive alertly and responsibly, and those big rigs would rumble along on their way without incident. Sadly, accidents do occur, and the consequences can be devastating.
Because of their tremendous size, trucks tend to bring other vehicles along with them when they crash. The National Highway Traffic Safety Administration (NHTSA) reports that truck accidents causing fatalities are much more likely to be multi-vehicle collisions than is the case with cars. Those involved in collisions with trucks are often overwhelmed by shock and confusion. For Miami Truck Accidents, Frequently Asked Questions (FAQs) abound. Here are some answers to help you find your way through it all.
What Should I Do at the Scene of the Accident?
If you are injured, first and foremost, you should seek medical attention. Any other action is secondary to getting evaluation and treatment of your injuries. If you are able to do so, gather contact information from all drivers involved, and also from any eyewitnesses. Bear in mind that truck drivers may have multiple insurers depending on the nature of their job. Get as much information as you can and, if possible, take photos of the accident scene.
What Should I Say to the Police?
The police should be called for any vehicle accident, especially one involving a truck. Provide your driver license, vehicle registration, and proof of insurance as required. Inform authorities on the scene if you are injured. Do not admit fault.
Who Is Responsible for Compensating Me for Injuries?
Florida is a no-fault state for auto accidents. That means that in most cases, each person injured in a crash receives compensation for their injuries from their own insurance company. Although this general rule applies in truck accidents, the picture can rapidly grow very complicated. Depending on whether the driver is an independent contractor or a transport company employee, there may be multiple insurance companies involved.
Who Pays for Property Damage Caused by the Accident?
Almost all truck accidents involve significant damage to property—vehicles, roadside objects like signs and mailboxes, objects inside vehicles and more. You will most likely be dealing with your own insurance company when you initially file a claim for property damage. However, if the other driver is partially or wholly at fault, your insurance company will seek reimbursement from that driver’s insurer by a process called subrogation. In cases of extensive damage to your property, you may take action directly against the other driver’s insurance company. Such action should be pursued only with the guidance of an attorney.
Is There a Deadline to Initiate a Claim?
Yes. Florida’s statute of limitations generally allows four years from the date of the accident to file a claim. There are exceptions, however. The best rule of thumb is to seek assistance from an attorney as soon as you can.
How Do I Protect My Rights?
The best way to protect your rights is to work with a lawyer experienced in truck accident cases. We hope these answers to Miami Truck Accidents frequently asked questions have offered you some helpful advice for choosing your next steps. When you are ready, call us at 305-440-0450 and we’ll guide you through every step of the process.