Using a rideshare service gives you the ability to secure affordable transportation with just a few clicks of a button. However, there are unique complexities to liability in crashes with rideshare companies such as Lyft. These nuances make it important to work with a Miami Lyft car accident lawyer from Lavent Law, PA if you get injured in one of these wrecks.
As long as the Lyft driver caused the accident, you may have grounds to sue the driver, Lyft, or possibly both. Making this determination can be complicated, so your best option is always to seek legal guidance.
Lyft Drivers: Contractors or Employees
If you hire a Lyft driver to provide you with a ride, be aware that the driver is not an employee, but a contractor. There is a significant difference between the two, especially when it comes to liability.
In effect, the negligence of an employee often becomes the employer’s responsibility in the event of an accident. This is the case with taxi companies, for example.
With contractors, on the other hand, things aren’t always so clear because a company like Lyft can deny liability for their actions.
In the end, there are instances where Lyft would have liability, and others where the driver would have sole responsibility. This makes it necessary to receive help from a Miami Lyft car accident lawyer that can identify who was responsible for your rideshare car accident.
Lyft Is Responsible when a Fare Is Present
Lyft does have insurance policies in place that can cover damages in the event that one of their drivers gets into an accident. This includes a $1 million per incident insurance policy.
This insurance policy applies as soon as a ride request is accepted and ends once the ride is completed in the app. If you were a passenger when a Lyft driver got into an accident, this insurance policy should cover your injuries and damages.
However, this does not necessarily absolve the driver of all responsibility. It’s possible that you may be able to sue him or her as well.
Rideshare Insurance Policy Nuances
In general, if you are involved in a car accident with a Lyft driver who does not have a passenger in the car, you would need to sue the driver and his or her personal insurance policy. In some cases, Lyft does offer limited insurance that may apply even in these situations.
Coverage within Lyft’s various insurance policies includes the following:
- Contingent liability that kicks in when a driver is using the app but waiting for a ride request
- Uninsured and underinsured motorist coverage in case an accident is the fault of another driver who wasn’t insured at the time
Compensation for a Rideshare Car Wreck
After being injured due to someone else’s negligence, you can file a lawsuit seeking compensation for any of the following that apply to your circumstances:
- Lost wages and income
- Medical bills, both current and future
- Rehabilitation and physical therapy
- Property damage
- Pain and suffering
- And more
Speak with a Miami Lyft Car Accident Lawyer
Whether you were injured as a rideshare passenger or hit by a Lyft driver, you have the right to file a personal injury lawsuit seeking financial compensation for your injuries and damages.
To get started, call Lavent Law, PA at 305-440-0450 or complete our online contact form below. Schedule your free consultation today, and get started on the process that could secure your financial future and overall wellbeing.